Vacancy Details

Vacancy No: SB/HCM/0189/26

Job Summary: The Credit Analysis Officer assesses financial data and credit applications to determine the risk level of lending to individuals, businesses, or organizations. The role ensures that credit decisions are sound, comply with regulations, and align with the institution’s risk policies.

Key Job & Responsibilities:

• Review and analyze loan or credit applications. 

• Evaluate financial statements (income statements, balance sheets, cash flow statements). 

• Assess credit history and repayment capacity of applicants. 

• Determine credit risk and recommend approval, modification, or rejection of applications. 

• Prepare detailed credit reports and risk assessments. 

• Ensure compliance with internal credit policies and regulatory requirements. 

• Monitor existing loan portfolios for signs of risk or default. 

• Liaise with relationship managers, loan officers, and clients for additional information. 

• Maintain accurate documentation of credit decisions. 

• Stay updated on market trends and economic conditions affecting credit risk

Job Requirements

• B.A Degree in Economics, Management, Accounting or other Business-related fields with 3 years of banking/MFI experience, of which 1 year as a Junior credit role officer

How To Apply

Applicants who meet the above requirements are required to submit their application letter and a short CV in PDF format not exceeding 3 pages, via the website www.ethiojobs.net. Please note that hard copies or physical applications will not be accepted.

Shabelle Bank reserves the right to cancel the advertised position at its discretion. Additionally, the Bank does not charge any fees at any stage of the recruitment process.

Job Requirements This position requires a Bachelor’s degree in Economics, Management, Accounting or a related business field and at least three years of experience in banking or microfinance institutions, with one year specifically in a junior credit role. How to Apply Apply using the provided link below.